Bury Hotel Owner Richard Moore in £35,000 Insurance Scam

After claiming to be too ill to work, Bury hotel owner Richard Moore was spotted by insurance fraud investigators in the press. The 33-year old Bury native had been receiving payments from Aviva income protection policy, in an audacious tax scam. A court heard that Moore had taken an income protection policy in 2008, in the event that he would be medically unfit for work. In 2013, he claimed he was suffering from depression and anxiety and was thus unfit for work.

During a health review in 2017, the Bury hotel owner claimed that he had not been working since the time he was first incapacitated in 2013. The Aviva insurance company launched a fraud investigation, uncovering evidence that he had been working. As the managing director of The Victoria in Walshaw, Bury, he was spotted by the fraud investigators receiving awards. A photo showing the hotel owner posing alongside Bury North MP James Frith, while receiving a responsible business champion award, was published in the Bury Times newspaper.

Insurance provider Aviva referred the case to the City of London Police’s Insurance Fraud Enforcement Department (IFED). Detective Constable of the IFED was reported as saying, “He worked multiple jobs across several years…and was even brazen enough to…pose for pictures with awards for the regional press.” An Aviva representative highlighted that the income protection insurance policy was to last until 2050 and could have been worth a total of £400,000, had the scam not been exposed.