With improvements in technology, healthcare and nutritional science, pets are living longer than ever. However, with improvement comes increased cost, such as for food, toys and veterinary care. Pet insurance policies can help you to organise your finances and maintain your budget, without comprising on your pet’s quality of life. Follow Insurance Finance Talk’s top tips to help obtain the best pet insurance policy for you and your beloved pet.
When it comes to hunting a good deal, comparison is the first and foremost starting point. In a previous post, we’ve looked at what types of cover pet insurance policies offer. However, as with anything, different pet insurance providers offer different deals. Acquaint yourself with the types of cover and conduct a search online for comparison websites, so you can compare pet insurance policies side by side.
With a plethora of options and unscrupulous rogue insurance brokers offering irresistible deals, make sure your policy is legitimate. Check for online reviews, search specialist pet forums and conduct due diligence when assessing and reviewing pet insurers. Most household-name insurance companies now offer pet insurance. By sticking to the big names, you may be paying a little more for your peace of mind and the health of your beloved pet.
What Does Your Policy Cover?
As mentioned above, and in a previous post, coverage comes in a variety of options. Pet insurance health plans may require extra provision for pre-existing, hereditary, congenital or breed-related specifics. If undeclared, or not covered by your insurance, you may be left without cover and your pet may suffer as a result. Review the coverage provided by any policy, before settling on the insurance provider.
Speak to A Vet
A vet can help guide and advise you on which coverage may be best suited to your pet. They could help inform you of breed-related problems, what to expect as your pet ages and what sort of coverage would be best suited to your individual pet. DNA checks may also reveal any health issues that linger in your pet’s family tree.